Important Disclaimers and Legal Information

Past performance does not guarantee future results.

All financial decisions carry inherent risks. Values may fluctuate and you may receive back less than originally consulted upon.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

This disclaimer aims to inform users about the limitations and proper use of information provided through our consultation services and website content.

Not Professional Financial Advice

The content, discussions, and consultations provided through our services are for informational and analytical purposes only. They do not constitute professional financial advice, recommendations, or solicitations to buy or sell any financial products.

Before making any financial decisions, you should consult with qualified financial professionals who can assess your individual circumstances and provide personalized recommendations.

Information Accuracy and Reliability

While we endeavor to ensure all information provided is accurate and current, we cannot guarantee its completeness or reliability. Information may change without notice, and we reserve the right to modify content at any time.

  • Market data and financial information are subject to rapid changes
  • Third-party sources may contain errors or outdated information
  • Individual circumstances may affect the applicability of general information

Limitation of Liability

To the fullest extent permitted by law, peixavovarya Financial Planning Services disclaims all liability for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website.

Specific Exclusions

We shall not be liable for any losses or damages resulting from reliance on information provided, technical issues, service interruptions, or any actions taken based on our consultations or website content.

Financial Risk Disclosure

All financial decisions involve risk, and past performance is not indicative of future results. Market conditions can change rapidly, affecting the value of assets and the relevance of financial strategies.

  • Market volatility can significantly impact financial outcomes
  • Economic conditions may affect the performance of financial strategies
  • Individual results will vary based on personal circumstances and market conditions

Results and Outcomes

Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.

No guarantee is made regarding specific outcomes or results from our consultation services. Success depends on various factors beyond our control, including market conditions, personal commitment, and individual circumstances.

External Links and Third-Party Content

Our website may contain links to third-party websites or resources. These links are provided for convenience only and do not imply endorsement of the content or services provided by these external sites.

We are not responsible for the content, privacy policies, or practices of third-party websites and disclaim any liability arising from your use of such sites.

Indemnification

By using our services, you agree to indemnify and hold harmless peixavovarya Financial Planning Services, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Jurisdiction and Governing Law

These disclaimers and your use of our services are governed by Australian law and subject to the jurisdiction of Australian courts.

Governing Law:

Commonwealth of Australia and applicable state legislation

Jurisdiction:

Australian courts have exclusive jurisdiction over any disputes

Local state and territory regulations may also apply depending on your location within Australia.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any modifications.

Acceptance of Terms

By using our website or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.

If you do not agree with any part of this disclaimer, you must discontinue use of our services immediately.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any points, please contact us using the information below.

This disclaimer was last updated on August 29, 2025